Updated Surplus Numbers

Updated Surplus Numbers
Updated Surplus Numbers: Actual surplus 2018 per audit was $85,163.
Boards 2011-2018 implemented policies and procedures with specific goals:
stabilize owner fees, achieve maintenance objectives and achieve annual budget surpluses.
Any surplus was retained by the association.
The board elected in fall 2018 decided to increase owner fees, even in view of a large potential surplus

Average fees prior to 2019

Average fees prior to 2019
Average fees per owner prior to 2019:
RED indicates the consequences had boards continued the fee policies prior to 2010,
BLUE indicates actual fees. These moderated when better policies and financial controls were put in place by boards

Better budgeting could have resulted in lower fees

Better budgeting could have resulted in lower fees
Better budgeting could have resulted in lower fees:
RED line = actual fees enacted by boards,
BLUE line = alternate, fees, ultimately lower with same association income lower had
boards used better financial controls and focused on long term fee stability

Monday, June 13, 2016

Bats, Not Easy to Love, Dying Daily by Thousands

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This is a continuation of an earlier post about bats.  The title is from an article published in 2013. The article states "......these are hard days for these peculiar animals, because they face mass extinction from a disease called White Nose Syndrome and every night thousands of are killed by energy-producing wind turbines that conservationists, economists and politicians hope will reduce this nation's need for foreign oil. Every solution to this perplexing energy problem comes with a downside, and wind turbines are no exception. A new study from the University of Colorado, Denver, estimates that 600,000 bats were killed by wind turbines last year alone."

The problem is similar to that faced by honey bees. Bees are also under stress and there is evidence that some bee extinctions are also related to human activities.

Why should anyone care about bat fatalities? "According to Bat Conservation International of Austin, Texas, the "low end estimate" of the value of bats to U.S. agriculture is at least $3.7 billion. Cotton farmers alone are saved about $74 per acre."

Let's not also ignore the millions of mosquitoes that are taken out of the air by bats.

There are several twists to this problem with wind turbines. For one thing, collisions aren't the problem. Spinning wind turbine blades create pressure changes in their vicinity. According to Erin Baerwald of the University of Calgary. This "sudden but subtle drop in atmospheric pressure from the blades causes internal hemorrhaging, a condition known as barotrauma. Bats are more vulnerable to barotrauma than birds, according to Baerwald, and bat fatalities far outnumber bird fatalities at most sites, so this has become "a bat issue, not a bird issue.""

The other interesting thing about the wind turbine problem is there is an easy solution. See the article for the explanation.

Finally, our government has take up the mantle of saving birds, but generally ignores the problems and stresses on bats. Perhaps a lack of education or too many horror movies which portray bats as vampires. Besides, there aren't any "save the bats" groups in every neighborhood, while birds get their own magazines, societies and so on.

Here's a link to the original article:

http://abcnews.go.com - wind turbine massacres of bats

Saturday, June 11, 2016

Driving us Batty

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Bats are one of the critters which inhabit the area and we frequently see them flying in the park across the street at dusk.

Each bat kills thousands of insects each night. Many of those are mosquitoes. Other natural mosquito predators include dragonflies. According to an article in the Patch: "Bats play an important role in the local ecosystem and can significantly reduce the insect population in your neighborhood. “One bat can eat up to 3,000 mosquitoes in one night, or any insect outside after dark, like moths and crickets,” said Christopher Appelt, a biologist and associate professor at Saint Xavier University in Chicago. “Put 100 bats out there, and they can eat 300,000 insects in one night.”"

On occasion it is my understanding residents of our community have found one roosting in the space between deck supports. Generally, these are invisible to us and we aren't even aware they are in the air space or on the property. One sign is bat dung. I've attended HOA meetings where an owner complained about a bat. They can be relocated or as the professionals prefer to say "excluded." The article states that "Bats in the United States are protected species.....It is against the law...to kill or poison bats when removing them from buildings. Bat exclusion is also prohibited when pups are still nursing and in the roost."

The article provides some interesting statistics about rabies and also preventative tips.

The article uses some interesting language, including the article title. The Patch apparently feels the need for sensationalism to get us to read their articles, and stick around long enough to click on those ads.

While bats are generally beneficial and invisible, the article quoted a "Senior Bat Technician" as saying: “The Midwest is just unbelievably infested with bats.....I’d say 80 percent of neighborhoods are infested with bats, and people don’t even know about it.”

My opinion is it would be more realistic to state that the area is unbelievably infested with mosquitoes. But a Senior Bat Technician has got to eat.

The Chicago Patch posted one of the better articles I've seen and I've included a link here.

http://patch.com/illinois - article on bats June 10, 2016

Thursday, June 9, 2016

Clueless

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In any given month, our HOA monthly meeting is attended by two or three owners. In an HOA with 336 minus the 6 currently on the board, this poses a real problem.

In a nutshell, our owners are clueless. Becaused they don't attend monthly meetings they aren't aware of the board discussions and the issues. They aren't aware that the longest term board member who advocates "financial" responsibility and who began a $2 million + project with no means to complete it in less than 20 years has argued during budget meetings for two years for substantially higher fees. Or substantially more onerous rules. That's after a decade of a cash strapped HOA.

There are a lot of quaint expressions that I have heard. "Clueless", "Stupid is as stupid does", and so on. Some times these do sum up a situation, Frequently they are misused. "Slamming the barn door shut after the horses have left" is another expression. It seems to fit current circumstances. Yet another expression is "You can't teach old dogs new tricks." But I do keep trying. Some learn and some don't. Some will and some won't. [I've been training people in business and as a volunteer for nearly four decades; some of these groups achieved extraordinary things.]

A lot has been accomplished since 2008. Some subtle pressure was required, and some not so subtle pressure including a palace revolt. There is only so much I can do. Owners are oblivious to the doings in executive session. That's a great way for politicians to torpedo other board members if they are so inclined and owners are completely unawares. In a HOA if the owners are unawares they may continue to elect the politicians and any "feel good" group. Not that we all have a feel good plan. Here at BLMH one plan enacted for a long long time was to delay repairs as long as possible so funds funds could be accumulated for that behemoth roofing project. Owners noticed, too and that's why some owners came to HOA meetings a decade ago and complained "What do we get for our money?"  This type of strategy puts owners in a position where they must come to a HOA meeting and argue to get their improvement. "The squeaky wheel gets the grease." and those inclined to be power brokers love it. After all, what good is power if one can't exercise it? Me, I've got better things to do with my time and talents. As I've stated repeatedly I don't have to live here. I've set up home bases in MI and and AZ.  I can rent or sell my BLMH unit at any time. I'm not a member of that less than 5% group who promotes themselves and the "Neighbors Club." In other words, this HOA needs worker bees far more than we, the owners, need them.

In my brief tenure on the board I have upgraded the newsletter from a "feel good" sales brochure or fluff piece to something that informs owners of some of the issues facing the HOA. I refer to our owners as "shareholders" which is precisely what they are, but that is like pouring gasoline on a fire. For many reasons, as well as my willingness to go against the grain and get things done, it is my understanding that one board member has told management that I'm unfit to be on the board. Some people play games, throw others under the bus and treat everyone with disdain. It is not unusual for the entrenched to do whatever they feel is necessary to protect their legacy. But board members are supposed to be fiduciaries! As I've stated repeatedly, owners do get the boards they deserve. Previous boards, cash strapped because of their lack of planning deferred maintenance and put all of the "reserve" money into an ill planned and underfinanced roofing project.It took another board to raise the money to do the work they began, I spent 5 years putting together a program to not only get that project done, but also all of the other maintenance items ignored or deferred.

In fact it took a new board to get a reserve study and to raise fees to the level required to fund these projects. One board member who presided over this multi million project made the point of accosting me during a HOA meeting and stated "You spend all of the money," It can be difficult for us to take responsibility for our actions and it is better to blame others for our lack of accomplishment. I will stand on my record, as imperfect as it is. Boards are required to treat all owners equally. In taking up the mantle of responsibility I was required as a fiduciary to finish this project for the remaining 280 owners. After all, we are all equals, aren't we? We are each to be treated fairly and consistently and uniformly, board members included.

Using the approach advocated by the most experienced board members, the president got a new roof first, and the rest of the owners after an interval got new roofs in the increment of 2 to 3 roofs per year. Simple arithmetic indicated the rest of us would get new roofs in 14 to 21 years, at which time some roofs would be 30+ old. The fly in the ointment was the fact that these roofs were designed for 18-20 years maximum. However, the "fiduciary" boards were apparently more interested in taking care of number one. Recently, the concern was raised by a resident of the first building to be re-roofed that this roof might be "defective." This roof was installed without the attic insulation added in following roofs. Attempts by a resident to get insulation added were rebuffed by me. I stated that "There are a lot of people here who have old roofs and are waiting in line. After the completion of the project, we'll revisit that first roof." That was insufficient and "where there is a will there is a way." No matter that many other owners had 15-20 year old failing roofs.  There is a simple decision if one does not have attic insulation and some owners have dealt with this so called "deficiency" by installing attic insulation at their own expense.

The problem facing our HOA is simple. Very little owner involvement, board issues and inadequacies, personal agendas at play. and board members who have no where else to go. Here is one valid concern. Our HOA board is comprised of individuals who are entirely above the age of 65. Mental degeneration begins at the age of 50. We begin to lose cognitive ability at the age of 50. Certain illnesses accelerate that. So would you entrust your major financial investment to a bunch of amateurs above the age of 65?  I guess our HOA owners feel that's perfectly appropriate.

Stupid is as stupid does. My point? It's your money and you can flush it as you see fit, or entrust it to those you choose! That's exactly what owners do when they post their annual votes, or decide not to vote. In our HOA we have great difficultly getting half of the owners to cast their annual votes. Of course, some of the pap pieces provided by some candidates on their forms doesn't help; after all, the politicians would never get elected if they stated " I think owners are stupid and I want much higher fees." But that is the reality. To the owners all I can say is "Don't come to a HOA meeting and complain "How could this happen.""

One thing I've learned at BLMH is this. One would think that those of us who are trapped, who can't leave or lack the financial wherewithal because we have no where else to go would be the most capable, and the most interested in HOA success. That is absolutely not true. Those of us who have no where to go are most interested in maintaining power, running our agenda and maintaining the status quo. After all, if we left, what could we do? Watch "Wheel of Fortune" I guess.


Wednesday, May 25, 2016

Instant Summer

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It was only a few days ago we had a nighttime low of 35F (2C). Yesterday the high was 89F (32C) . Currently it is 85F (29C). This morning the humidity was 71%. Seems more like Florida than Illinois!

The thunderstorms are on the way:
... Special Weather Statement for northeastern Kendall... southern
dupage... northwestern will and southeastern Kane counties until 515
PM CDT... 

At 427 PM CDT... Doppler radar was tracking a strong thunderstorm near
Aurora... moving northeast at 30 mph.

Nickel size hail and wind gusts of 50 to 55 mph will be possible with
this storm.

Locations impacted include... 
Aurora...               Naperville...           Bolingbrook... 
Wheaton...              Downers Grove...        Elmhurst... 
Lombard...              Romeoville...           Plainfield... 
Addison...              Oswego...               Glen Ellyn... 
Westmont...             Lisle...                Villa Park... 
Hinsdale...             Lemont...               Burr Ridge... 
Oak Brook...            Willow Springs...       

Including the following interstates... 
 I-55 between mile markers 265 and 276.
 I-88 between mile markers 117 and 139.
 I-290 between mile markers 11 and 13.
 I-355 between mile markers 12 and 27.

This includes...   Argonne National laboratory... Aurora University... 
benedictine University... College of dupage... IL math and science
Academy... Morton Arboretum... and Wheaton College.
 
Precautionary/preparedness actions... 

Torrential rainfall is also occurring with this storm... and may lead
to flash flooding. Do not drive your vehicle through flooded
roadways.


Lat... Lon 4188 8792 4172 8791 4161 8830 4177 8841
      4194 8793
time... Mot... loc 2127z 242deg 27kt 4173 8827 

Enderlen

Tuesday, May 10, 2016

Spring Rain

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We were very fortunate. Sunday was a beautiful spring day shoehorned between several days of rain. That doesn't often occur and we seem to get more rain on the weekend days. However, that could be work bias. After all, if one is indoors during the week and works or travels from 7am to 7pm, there isn't much opportunity to enjoy the sunshine.

Currently we are getting a steady downpour which is slowly moving northeast. That too is normal for Spring as the prevailing westerly breezes become slightly southerly in origination. It's another 55F (13C) day but when the rain ends it should warm slightly.

As pleasant as this weather is, it also means that outdoor work at BLHM cannot occur. And there is a considerable amount, from landscaping issues, to deck replacements, exterior building maintenance in preparation for the painting of this year's buildings in the cycle, and preparatory work for the roofing project, and so on. We perform serious exterior maintenance on one-sixth of the building on this extensive property each year. We have at most seven months in any year to do this.



Saturday, May 7, 2016

It's Never Too Early to Barbeque

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Now that we are officially into Spring, we'll be getting some nice, mild days. However, the weather can be capricious, Yesterday the dawn began at about 43F, By dinner it had reached 80F.

Rain is just about an every other day occurrence. This morning it was 64F and we got what we call "a drizzle" of rain. This afternoon we might get a thundershower. The temperature has dropped to 60F and tonight it will fall to 43F. Tomorrow is supposed to be sunny with a high of 70F.

That's Spring at BLMH. However, one can still do their grilling. Hot dogs on the covered patio is simple. Ditto for burgers, or chicken, etc.

I know, purists will tell me that BBQ season really doesn't begin until the Memorial Day Weekend. As far as I'm concerned, that means missing a month of perfect grilling weather. Few insects and mild temperatures.