Updated Surplus Numbers

Updated Surplus Numbers
Updated Surplus Numbers: Actual surplus 2018 per audit was $85,163.
Boards 2011-2018 implemented policies and procedures with specific goals:
stabilize owner fees, achieve maintenance objectives and achieve annual budget surpluses.
Any surplus was retained by the association.
The board elected in fall 2018 decided to increase owner fees, even in view of a large potential surplus

Average fees prior to 2019

Average fees prior to 2019
Average fees per owner prior to 2019:
RED indicates the consequences had boards continued the fee policies prior to 2010,
BLUE indicates actual fees. These moderated when better policies and financial controls were put in place by boards

Better budgeting could have resulted in lower fees

Better budgeting could have resulted in lower fees
Better budgeting could have resulted in lower fees:
RED line = actual fees enacted by boards,
BLUE line = alternate, fees, ultimately lower with same association income lower had
boards used better financial controls and focused on long term fee stability
Showing posts with label Normal Winter at BLMH. Show all posts
Showing posts with label Normal Winter at BLMH. Show all posts

Monday, January 9, 2017

It's a New Year

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We're into January and in Wheaton that means winter cold. Snow is optional.


What do we do in the winter? That varies. Boards generally don't have too much to worry about. Yes, there will be rules violations, and there may be breakdowns to deal with. However, for many of us the real issue is simply to keep warm and avoid automobile or other accidents. 

But accidents do happen. Of course, the consequences of speeding in unsafe conditions isn't an accident is it? A slip and a fall may be an accident, or blacking out may result in a fall. Health isn't something to be taken for granted. Even a simple break can require eight weeks of convalescence. 


Meanwhile, the budget has been completed and put into motion. What will happen this year? In the "planning and preparation" department there will be surveys to do when the weather improves. There will be some project work and there will be the usual exterior repairs and painting of 1/6 of the buildings on the property. Other repairs will be done, the gazebo is looking a bit shabby, and the deck behind Thames isn't there, yet. There are a few driveways which require attention (we have a total of 84). 

Some street repaving will be a necessity. Optional items for 2017 include that deck behind Thames, certain stream repairs, limestone sills to replace some 40 year old brick sills, adding protection to the newest streets, and so on. Scarifying of some walks is a possibility, as is some tuckpointing. Other items will only occur after the surveys. Surveys too are "optional" and so it is to be determined if garage floors will be surveyed, or even the driveways. Of course, the landscaping improvements which are really repairs created by dead and dying trees will continue in 2017.

What is important to point out is what specifically happens will be determined by the board. Our board is understaffed and there is the usual disparity of duties. In fact, board members ultimately decide what they should do or what they could do. There will be opposing views about nearly everything, and "doing" requires spending money. It would be easier to talk and do nothing. Which has been the modus operandi of some earlier boards. 

What should occur in 2017? In addition to working on any breakdowns which occur, the board should conduct a Reserve Study update; work for this purpose was completed by three board members in 2015 and presented to the entire board. We can look into long term water main replacement planning and so on. This is all in addition to the items in the previous paragraphs. However, boards are comprised of volunteers. Those volunteers determine what will be done and what won't. It will be easier, less work and less time consuming to do nothing. Of course, there will be budget concerns and that too will be a reason to tread carefully when spending association money. 

To anyone who will listen I have stated repeatedly that boards will spend every dollar they collect. Our association has nearly 40 years of financial history to substantiate my opinion. The board has a great deal of discretion about how soon and how magnificent certain projects are to be. While it can always be argued that the owners benefit from all projects and maintenance, it can also be argued that benefits are sometimes in the eyes of the beholder. 

Of course, it is necessary to avoid kicking the can down the road. Our HOA has been here for nearly 40 years and owners have seen it all. I've kept this blog as a means of documenting the recent history of this association. It may help to avoid repeating past mistakes. The substantially expanded newsletter is also a resource. But of course, that is like saying we have rules, regulations and bylaws to help our community. Some past and current board members have argued no one reads them. If so, why should I ever expect anyone will read this blog? 

Nevertheless this blog is here. What people do is their personal decision and their responsibility. 

2017 will be an interesting year, there will be ups and downs, some owners will be unhappy for a variety of reasons and in the fall there will be an election. Will I be here? Who knows. According to the SS Administration mortality tables for anyone of the age of 70 there is a 2% chance of dying in the year. Women have a better life expectancy than men. 


Sunday, January 17, 2016

Brrrr! Cold Weather Warnings

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Wind Chill Advisory

URGENT - WINTER WEATHER MESSAGE
NATIONAL WEATHER SERVICE CHICAGO IL
232 PM CST SUN JAN 17 2016

ILZ013-014-019>023-032-033-039-INZ001-002-010-011-019-180500-
/O.CON.KLOT.WC.Y.0002.160118T0300Z-160118T1800Z/
DUPAGE-COOK-LA SALLE-KENDALL-GRUNDY-WILL-KANKAKEE-LIVINGSTON-
IROQUOIS-FORD-LAKE IN-PORTER-NEWTON-JASPER-BENTON-
INCLUDING THE CITIES OF...WHEATON...CHICAGO...OTTAWA...OSWEGO...
MORRIS...JOLIET...KANKAKEE...PONTIAC...WATSEKA...PAXTON...GARY...
VALPARAISO...MOROCCO...RENSSELAER...FOWLER
232 PM CST SUN JAN 17 2016 /332 PM EST SUN JAN 17 2016/

...WIND CHILL ADVISORY REMAINS IN EFFECT FROM 9 PM CST /10 PM
EST/ THIS EVENING TO NOON CST /1 PM EST/ MONDAY...

A WIND CHILL ADVISORY REMAINS IN EFFECT FROM 9 PM CST /10 PM EST/
THIS EVENING TO NOON CST /1 PM EST/ MONDAY.

* WIND CHILL VALUES...EXPECT WIND CHILLS TO RANGE FROM 20 AND 30
  BELOW ZERO...WITH THE COLDEST WIND CHILLS OCCURRING AROUND 6 AM
  MONDAY.

* IMPACTS...THE COLD WIND CHILLS WILL CAUSE FROSTBITE IN AS
  LITTLE AS 30 MINUTES TO EXPOSED SKIN.

PRECAUTIONARY/PREPAREDNESS ACTIONS...

A WIND CHILL ADVISORY MEANS THAT COLD AIR AND THE WIND WILL
COMBINE TO GENERATE LOW WIND CHILLS. FROST BITE AND HYPOTHERMIA
CAN OCCUR IF PRECAUTIONS ARE NOT TAKEN. MAKE SURE YOU WEAR A HAT
AND GLOVES.

$$



Hazardous Weather Outlook

HAZARDOUS WEATHER OUTLOOK
NATIONAL WEATHER SERVICE CHICAGO/ROMEOVILLE IL
306 PM CST SUN JAN 17 2016

ILZ003>006-008-010>014-019>023-032-033-039-INZ001-002-010-011-019-
182115-
WINNEBAGO-BOONE-MCHENRY-LAKE ILLINOIS-OGLE-LEE-DE KALB-KANE-
DUPAGE-COOK-LA SALLE-KENDALL-GRUNDY-WILL-KANKAKEE-LIVINGSTON-
IROQUOIS-FORD-LAKE INDIANA-PORTER-NEWTON-JASPER-BENTON-
306 PM CST SUN JAN 17 2016 /406 PM EST SUN JAN 17 2016/

THIS HAZARDOUS WEATHER OUTLOOK IS FOR NORTH CENTRAL ILLINOIS...
NORTHEAST ILLINOIS AND NORTHWEST INDIANA.

.DAY ONE...TONIGHT.

WIND CHILLS OF 20 TO 30 BELOW ARE EXPECTED TONIGHT.

ICE JAMS ARE POSSIBLE ON AREA RIVERS DUE TO COLD TEMPERATURES.

IN ADDITION...PORTIONS OF THE ILLINOIS RIVER WILL REMAIN IN
FLOOD.

.DAYS TWO THROUGH SEVEN...MONDAY THROUGH SATURDAY.

WIND CHILLS 20 TO 30 BELOW ARE EXPECTED THROUGH MONDAY MORNING.

ICE JAMS ARE POSSIBLE ON AREA RIVERS DUE TO COLD WEATHER.

IN ADDITION...PORTIONS OF THE ILLINOIS RIVER WILL REMAIN IN
FLOOD.

.SPOTTER INFORMATION STATEMENT...

SPOTTER ACTIVATION WILL NOT BE NECESSARY THROUGH TONIGHT.

&&

$$

Sunday, April 5, 2015

Winter and Winter Complaints Recede

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Winter has officially passed and with it the cold and snow. Yes, it is possible to get a snowfall in the next few weeks. In fact, several years ago we got a 12 inch snowfall on April 1st. However, it is unlikely and currently the temperature is about 68F. Looking at the 10 day forecast over at Weatherunderground, this is the prediction:


As snow recedes so have some of the complaints of residents. These complaints will morph into problems about mosquitoes and other things related to warmer weather. If 2015 is typical, I'll soon get complaints related to the warmer weather. Standing water, mosquitoes, flying ants, critters (simply follow the sunflower seeds or trail of crackers to see who is feeding them) and so on.

Lest we forget the reality of living in Northern Illinois and what that means, I'm posting a few winter photos taken in recent years. Yes, we do get ice, snow and sleet. This is normal and it does make life difficult and unpleasant. However, I would like to remind everyone that living in this climate is a choice. No one is forcing anyone to live in Northern Illinois and to my knowledge everyone either purchased in my HOA voluntarily, or has avoided the opportunity to sell. So this is the decision made of free will. With that decision, as with all decisions, there are consequences.

Of course, there are other opportunities. A home can be wherever we choose it to be. It could be in the place depicted in the following photo, in which case there might be rain in the winter and heat in the summer. That could be preferable to dealing with snow and ice in the winter:


To deal with winter this HOA spends $tens of thousands dealing with the snow and the ice. Residents get to share in the joy of winter and are provided with large buckets of snow melt (calcium chloride) to use as a supplement on "their" driveways and building entrances. They are also provided with "winter tips." Yes, living in Northern Illinois can have challenges. Nothing new here; it's been this way since the end of the last ice age about 12,000 years ago. Winters haven't changed in recent years, and not at all since 1974 when construction of BLMH began.

This is not news. How this HOA deals with winter has been constant for decades. The only change I am aware of is that the HOA no longer passes the hat to collect money when financial shortfalls in winter occur. Yes, there was a time this HOA lacked the funds to plow the snow. That's what happens when fees are kept "as low as possible."

Some residents are pragmatic. "Ho Hum, another winter; bear up and it may get ugly but thing will improve by April 1." Some residents play dumb or stupid and pretend this is the first year they have ever experienced winter. Some residents follow the winter tips and successfully deal with the weather. Some don't. Some then complain because there is ice, snow, heaving driveways or concrete and their garage doors freeze to the concrete. Ah, the joys of winter climates. Here at BLMH, winter is not all that difficult, unless one demands the amenities of warmer weather and concierge service. We don't and never did have a concierge. But who knows? This may now be one of the expectations of some residents. For those who now say this HOA is primarily a "retirement community" I must wonder what their expectations are.

As I am fond of saying, we can have anything, we simply have to pay for it. Most don't want to pay for such service, most don't want it, but a few do and will complain unceasingly to get it. The following photos were taken in recent years, some to document complaints by residents.

Gee, how is it my garage door froze shut last night?
Yep, it does look like winter out there!
Ice May Sometimes Come Inside
It's Everywhere!
How Will I Drive?
My View is Lousy!
No kidding!

Ice heaves the driveway
There remains some snow at the entry walk

They Plowed the Streets

I drove out of BLMH, but how am I supposed to get into that parking lot?